PLEASE READ THE FOLLOWING LEGAL INFORMATION CAREFULLY. THESE TERMS AND CONDITIONS MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS SITE. BY USING THIS SITE, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, THEN DO NOT USE THIS SITE.

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms & conditions of use, which together with our privacy policy govern all interaction with this website and your association with it.

LINKS TO THIRD PARTY WEBSITES

Joanna Papadaniil is not responsible for the content of any site that may be linked to or from any of the above mentioned website, or any bulletin board associated with this WebSite. These links are provided for your convenience only and you access them at your own risk. Any other web site accessed from this Site is independent from Joanna Papadaniil and she has no control over the content of that other web site. In addition, a link to any other web sites does not imply that she endorses or accepts any responsibility for the content or use of such other web site.

NO IMPLIED ENDORSEMENTS

In no event shall any reference to any third party or third party product or service be construed as an approval, guarantee or endorsement by Joanna Papadaniil of that third party or of any product or service provided by a third party.

There may be delays, omissions, or inaccuracies in information contained in this Site. Information on this Site should not be relied upon or used as a substitute or consultation with professional advisors. c

THIS WEB SITE MAY CONTAIN FACTS, VIEWS, OPINIONS, STATEMENTS, AND RECOMMENDATIONS OF THIRD-PARTY INDIVIDUALS AND ORGANIZATIONS. JOANNA PAPADANIIL DOES NOT REPRESENT OR ENDORSE THE ACCURACY, CURRENTNESS, OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, RECOMMENDATIONS, OR OTHER INFORMATION DISPLAYED, UPLOADED, OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, STATEMENT, RECOMMENDATIONS, OR INFORMATION WILL BE AT YOUR SOLE RISK.

COMMENTS, COMPLAINTS AND QUESTIONS

We welcome your feedback and questions about the Site and the services offered by Joanna Papadaniil. Any comments, ideas, notes, messages, questions, suggestions or other communications sent to us or shared with us shall be and remain our exclusive property, and we may use all such communications in any manner, including reproducing, disclosing and publishing such communications, all without notice or compensation to you.

Electronic Communication

The information communicated via the web Site constitutes an electronic communication. When you communicate with us through electronic media, such as e-mail, you are communicating with us electronically. You agree that we may communicate electronically and that such communications, as well as notices, disclosures, agreements, and other communications that we provide to you electronically, are equivalent to communications in writing and shall have the same force and effect as if they were in writing and signed by the party sending the communication.

Disclaimer with Respect to Use of Website

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA OBTAINED THROUGH THE USE OF THE WEB SITE IS USED AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE WEB SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

Modification to this Agreement

The content of the pages of this website is for your general information and use only. It is subject to change without notice. There may be changes made to the Agreement at any time in our sole discretion. Changes will be posted in the Terms & Conditions link of the site. Your continued use of this site or purchase of membership following the posting of changes constitutes your acceptance of any such changes.

Protection of Intellectual Right and Property

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website. You may not create a link to this website from another website or document without Joanna Papadaniil’s prior written consent.

Severability of Agreement

If any provision of the this Agreement is found by a court or other binding authority to be invalid, you agree that every attempt shall be made to give effect to the parties' intentions as reflected in that provision, and the remaining provisions contained in the Agreement shall continue in full force and effect.